Dollar-Cost Averaging: A Smart Way to Invest Without Timing the Market

Trying to time the market can be risky—even for professionals. That’s why many smart investors use a strategy called dollar-cost averaging. It involves investing a fixed amount of money at regular intervals, regardless of market conditions. This approach helps reduce the impact of volatility and emotional decision-making. Over time, you buy more shares when prices are low and fewer when prices are high, potentially lowering your average cost per share. It’s a simple, steady method that’s ideal for beginners and long-term investors alike.


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